Borgsom (Security Deposit)
Understanding the Dutch rental term "Borgsom" and what it means for tenants in the Netherlands.
Definition
A refundable sum of money paid by the tenant to the landlord before moving in, intended to cover potential damages or unpaid rent. In the Netherlands the deposit is typically one to two months' rent, though legally there is no fixed maximum for private-sector rentals.
When You'll Encounter This
You will encounter the borgsom when signing your rental contract and making the first payment to your landlord or letting agent.
Example
Your monthly rent is €1,400. The landlord asks for a borgsom of two months' rent, so you transfer €2,800 before picking up the keys.
Practical Tip
Always insist on a written inspection report (schouwrapport) at move-in and move-out so there is clear evidence of the property's condition, which protects your right to a full refund.
Related Terms
The legally binding agreement between a landlord (verhuurder) and a tenant (huurder) that sets out the terms and conditions of the tenancy, including the rent amount, deposit, duration, house rules, and responsibilities.
A detailed written report documenting the condition of a rental property at the time of move-in and move-out.
Additional charges on top of the base rent (kale huur) that cover shared services and facilities such as cleaning of communal areas, elevator maintenance, lighting in hallways, and sometimes furniture or shared internet.
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